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Category: Purchasing a Home

Where to Save for a Down Payment

Where to Save for a Down Payment

The elusive down payment.  As we probably all know by now, this is one of the largest if not the largest barrier to first-time home buyers and keeps us in the vicious cycle of renting. Mortgage payments?  Piece of cake. HOA fees? Can totally handle that. Side fund for unexpected home repairs and routine maintenance?  Got it covered. Down payment?  Yeah not so much. How much do we need? Let’s look at the average home cost for California.  According to…

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